Asistencia de Pago Inicial NC 1st Home Advantage Down Payment

Si usted es un comprador de primera vivienda o un veterano de guerra que cumple con los requisitos de la hipoteca ventajosa NC Home Advantage Mortgage™, es posible que tenga derecho a recibir $15,000 en asistencia de pago inicial por medio de la hipoteca inicial ventajosa 1st Home Advantage Down Payment.

Esta asistencia, similar a otras opciones de asistencia de la hipoteca ventajosa NC Home Advantage Mortgage™, es una segunda hipoteca diferida al 0% que se perdona a la tasa de 20% anual al final de los años 11 a 15, y se perdona totalmente al final del año 15.

¿Soy elegible?

Es posible que usted tenga derecho a la asistencia de pago inicial NC 1st Home Advantage Down Payment si:

  • Usted es comprador de primera vivienda (no ha sido propietario de su residencia principal en los últimos tres años) o veterano de guerra, o está comprando una vivienda en una zona de censo especial.
  • Su ingreso y el precio de venta de su vivienda no exceden ciertos límites
  • Usted está comprando una vivienda en Carolina del Norte
  • Usted pasa a ocupar la vivienda como residencia principal a más tardar 60 días después del cierre
  • Su puntaje de crédito es por lo menos 640
  • Usted es residente legal de Estados Unidos

¿Qué propiedades son válidas?

  • Viviendas unifamiliares
  • Viviendas adosadas
  • Condominios
  • Viviendas nuevas prefabricadas (se requiere puntaje de crédito de 660)

North Carolina Housing Finance Agency / 3508 Bush Street / Raleigh, NC 27609 / 919-877-5700

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All information contained on the following Web pages is obtained from the Agency’s books and records, and is believed to be accurate and reliable. Reference should be made to the official statement and operative documents of each series of bonds referred to herein for complete information on that issue. Because of the possibility of human and mechanical error as well as other factors, this information is provided "as is" without warranty of any kind and no representation or warranty, expressed or implied, is made, nor should any be inferred, as to the accuracy, timeliness, or completeness of this information. Under no circumstances shall North Carolina Housing Finance Agency have any liability to any person or entity for (a) any loss or damage in whole or part caused by, resulting from, or relating to any error (on account of neglect or otherwise) or other circumstance involved in procuring, collecting, compiling, interpreting, analyzing, editing, transcribing, transmitting, communicating or delivering this information, or (b) any direct, indirect, special, consequential, or incidental damages whatsoever, even if North Carolina Housing Finance Agency is advised in advance of the possibility of such damages, resulting from the use of, or inability to use, any such information. This information relates to bond issues of the North Carolina Housing Finance Agency that have been sold and distributed in underwritten public offerings described in the related official statements. Each viewer of the aforementioned information acknowledges that (i) the North Carolina Housing Finance Agency is not now by this document offering any bonds or other securities, nor soliciting an offer to buy any securities, (ii) this information is not to be construed as any description of the North Carolina Housing Finance Agency-such offerings are only made pursuant to the appropriate official statements of the North Carolina Housing Finance Agency, (iii) the information provided speaks only as of the date thereof and the North Carolina Housing Finance Agency has not in any way undertaken to update such information, and (iv) no representation is made as to the propriety or legality of any secondary market trading of the bonds or other securities of the North Carolina Housing Finance Agency by anyone in any jurisdiction. The financial condition of the North Carolina Housing Finance Agency may have changed since the date this information was prepared.

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